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Calculator Tutorial Videos
Short videos that walk through every screen of both calculators.
Training Centre
Learn the calculators, learn how we qualify deals, and read up on anything you're unsure of. Pick where you want to go.
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Broker Training Course
The MyMortgageMate Way: qualify fast, know what funds, build the file. Practice files with answer keys.
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Learning Hub
27 plain-English articles: ratios, lender types, down payments, refinancing, rental income and commercial financing.
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Continue the courseOne method, two tracks
Every deal comes down to the same four questions. Only the numbers change.
| The question | Residential | Commercial |
|---|---|---|
| 1What comes in? | The client's income: employment, self-employment, pension, child benefit, rental income | What the building earns: rents, parking, laundry, government-backed solar contracts, and the owner's business income when it operates from the property |
| 2What comes off? | The client's liabilities: cards, lines of credit, car and personal loans | The property's expenses: operating costs, vacancy and a replacement reserve |
| 3Does it qualify? | GDS and TDS at the qualifying rate | NOI and DSCR against the lender's target |
| 4What next? | GoFixFringeNot nowSame four answers on both tracks. | |
Sitting on the fringe? Stop calculating. Get the application and the compliance and anti-money-laundering checks started, and put the file in front of a lender fast. The lender makes the call.
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